†Uplift T&Cs: All loans are $0 down and 0% APR but the length of the loan offered may vary. Approved applicants will be offered no more than three term options. A minimum total purchase of $49 required to apply for a loan. Not everyone is eligible and some states are not served, including IA and WV. Loans made through Uplift are offered by these lending partners: uplift.com/lenders. Privacy Policy. Terms of Use. Epic FlexPay T&Cs: Restrictions and exclusions apply. See Terms and Conditions for details.